Excess of FSCS Insurance
Retail client funds individually covered up to £1,000,000 in the event ICM Capital becomes insolvent*

All trading involves risks. Losses can exceed deposits

Please see the Terms and Conditions below


*Client funds individually covered up to £1,000,000

Until now any amount over the FSCS £50,000 threshold could not be guaranteed in the event of insolvency. Not any longer, ICM Capital is pleased to offer additional security to its clients’ funds above the threshold provided by the Financial Service Compensation Scheme (FSCS).

This policy, underwritten by QBE Underwriting Limited and other participating syndicates at Lloyd’s of London will now provide clients of ICM Capital, protection of funds individually covered up to £1,000,000 as standard.

What is the FSCS?

The FSCS is the UK's compensation fund of last resort for customers of authorised financial services firms. With the standard Financial Services Compensation Scheme (FSCS) you are covered under the ‘investments’ claim category, whereby the cover is up to £50,000 per person per firm in case of a brokers default or insolvency.

What is Excess of FSCS Insurance?

The FSCS typically provides protection up to £50,000, but what if our client’s assets exceed this threshold?

To address the fears of clients whose assets exceed the FSCS’s threshold, ICM Capital have purchased a new insurance product – Excess of FSCS Insurance. This Policy provides protection on a per client basis, aggregated over the policy period and is underwritten by Lloyds of London. This policy provided clients assurances that their funds are protected above the provisions of the FSCS.

How much insurance have ICM Capital bought?

ICM Capital has purchased insurance that surpasses the £50,000 threshold of exposed capital, increasing the threshold to £1,000,000 per client. Cover for clients that go beyond the sublimit of £1,000,000 can be arranged.

Does it cost me anything?

ICM Capital has purchased this policy on your behalf, there is no direct cost to clients.

Who underwrites this policy?

The policy is underwritten by QBE Underwriting Limited and other contributing syndicates at Lloyd’s of London.

Who & What is covered?

Retail clients of ICM Capital, whose funds are held in segregated accounts and who qualify under FCA compensation rules.

How does it Work?

Should the improbable occasion arise, where client assets are not entirely recuperated following the insolvency of ICM Capital, supplementary coverage is afforded to offer protection above the FSCS limit of £50,000 per client. The policy will be upheld providing the following causes have been met:

  • ICM Capital is declared insolvent by the FSCS
  • Discovery of a shortfall in segregated customer assets by insolvency practitioners
  • The FSCS pays the first £50,000 of each claim



We let you trade with no hidden costs and award-winning support from a global, highly experienced team.


ICM Capital presents a clear separation between the firms’ funds and its trader’s money as per the FCA’s client fund protection rules with funds being segregated from the company’s money.


With ICM Capital your order is matched within milliseconds and sent for execution via liquidity generated via global Tier1 banks, aiming to offer you maximum price efficiency.


ICM Capital is authorised and regulated by the Financial Conduct Authority (FCA) Register Number: 520965.

Register to Receive your Additional Protection Today in the event ICM Capital becomes insolvent.


1- Complete Application Form
2- Submit Requested Documents
3- Fund Account and Start Trading!


About Lloyd’s of London

ICM Capital is one of few brokers to provide clients with enhanced and extended protection (in the event ICM Capital becomes insolvent) for their trading funds via Lloyd’s of London, one of the world’s leading insurance organisations. Lloyd’s is known as the world’s specialist insurance market and works with a global network to enhance the insurance possibilities for organisations as well as individuals. It is backed by substantial global capital and has excellent financial ratings.


Why Trade with ICM Capital?

ICM Capital is a leading UK regulated broker, providing online foreign exchange (Forex) and Contract for Difference (CFDs) trading solutions to investors across Europe, the Middle East, North Africa and Asia. With headquarters in London, UK and active support teams spread across the globe our top priority is to offer a safe online trading environment and comprehensive support to all of our customers. The MetaTrader 4 (MT4) trading system is a secure online trading platform providing complete access to a range of investment products including currencies, commodities (gold, silver & oil), stocks, and indices. In addition to this, we pride ourselves on the protection of client funds we offer through the Financial Conduct Authority's (FCA) and the new Lloyd’s of London insurance we provide all live account traders - completely free of charge.


MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to license by MasterCard International Inc. WDCS is authorized by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051)” All transfers of funds are processed by Intercash partner banks using the approved Intercash "PrepaidGate" technology.

ICM Capital Limited is authorised and regulated by the Financial Conduct Authority (FCA) Register Number: 520965. ICM Capital Limited is a wholly owned subsidiary of ICM Holding SARL, registered address: 121, Avenue De La Faïencerie, L-1511 Luxembourg. ICM Capital Limited is a company registered in England and Wales, registered number: 07101360. Registered address: Dauntsey House, 4B Frederick's Place, London, EC2R 8AB, United Kingdom.

CFDs and Spot FX are leveraged products. Trading CFD's or Spot FX carries a high risk to your capital and can result in losses that exceed your deposits. Read More
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